Revised: April 3, 2017
1. Managing Your Information Preferences
2. Information We Collect
We collect information that personally identifies you, such as your name, address, phone number, mobile phone number, e-mail, and other personally identifiable information that you choose to provide us with (“Personal Information”). You may be asked to provide us with Personal Information when you register with the Site or use any of our Services, and at other times. We may receive Personal Information, including your name, e-mail address, and social network ID from social media websites and services if you chose to enable features such as logging in with your social media account information.
You may provide us with requested information in order to apply for a job listed on the Site (“Employment Information”). Employment Information may include Personal Information as well as resumes, cover letters, letters of recommendation, references, employment history, salary history, and educational history.
Usage Data and Site Activity
We automatically collect information regarding the actions you take on the Site (“Usage Data”). For example, each time you use the Site we automatically collect the type of web browser you use, your operating system, your internet service provider, your IP address, the pages you view, and the time and duration of your visits to the Site. We use this information to help us understand how people use the Site and Services, and to enhance the services we offer.
Cookies and Anonymous Identifiers
We may use Google Analytics on the Site and Services to collect Usage Data, to analyze how users use the Site and Services, and to provide advertisements to you on other websites. For more information about how to opt out of having your information used by Google Analytics, visit https://tools.google.com/dlpage/gaoptout/.
Text Message Programs
We may offer various text message programs from time to time. By providing us with your mobile phone number, you are consenting to receive periodic autodialed marketing text messages delivered to the phone number provided. If you have consented to receive text messages from us, you can opt-out of receiving future text messages at any time by replying “STOP” or “UNSUBSCRIBE” to our text message. Please see the terms and conditions applicable to your specific text message program to learn more, including additional ways to opt-out of receiving future text messages. Consenting to receive text messages is not required to make a purchase from us. Message and data rates may apply. Contact your wireless carrier for pricing details if you have any questions regarding your plan’s specific rates.
3. How We Use Information and When We May Share and Disclose Information Generally
We may use your Employment Information in order to contact you about and evaluate you for jobs posted by Company. We may disclose or transfer Employment Information to employees and consultants involved in the recruiting and hiring of job applicants.
4. Personal Information You Make Available to Others
From time to time, we might offer chat rooms or posting boards. Keep in mind that if you choose to post information in any chat rooms or on any posting boards, you may be revealing your Personal Information to the public. If you do not wish for your Personal Information to be disclosed to the public, you should not include any Personal Information in your postings/chats, or you should refrain from using chat rooms or posting boards altogether. By using the Company’s chat rooms or posting boards, you acknowledge that the Company has no control over what third parties may do with that information.
5. Service Providers
From time to time, we may establish a business relationship with other businesses whom we believe trustworthy and who have confirmed that their privacy practices are consistent with ours (“Service Providers”). For example, we may contract with Service Providers to provide certain services, such as hosting and maintenance, data storage and management, and marketing and promotions. We only provide our Service Providers with the information necessary for them to perform these services on our behalf. Each Service Provider must agree to use reasonable security procedures and practices, appropriate to the nature of the information involved, in order to protect your Personal Information from unauthorized access, use, or disclosure. Service Providers are prohibited from using Personal Information other than as specified by us.
6. Advertising and Online Tracking
Company may from time to time provide your email address (either in actual or encrypted format) to resources such as Google and Facebook (“Online Resources”) for marketing purposes. The Online Resources then will use your email address to show you Company advertisements when you are on the Facebook and Google platforms or services. Based on your use of an Online Resource, that Online Resource will send Company advertisements to others who use it and who have home shopping characteristics similar to yours. The Online Resources may provide you with the ability to opt out of or limit the display of these ads and certain uses of your information. For information on how to do so, please check your account settings on and the information provided by these services.
7. Other Transfers
8. Compliance with Laws and Law Enforcement
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. We may disclose Personal Information and any other information about you to government or law enforcement officials or private parties if, in our discretion, we believe it is necessary or appropriate in order to respond to legal requests (including court orders and subpoenas), to protect the safety, property, or rights of our company or of any third party, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with the law.
9. Be Careful When You Share Information with Others
Please be aware that whenever you share information on any public area of the Site or Services, that information may be accessed by others. In addition, please remember that when you share information in any other communications with third parties, that information may be passed along or made public by others. This means that anyone with access to such information can potentially use it for any purpose, including sending unsolicited communications.
We maintain physical, electronic, and procedural safeguards to protect the confidentiality and security of information transmitted to us. However, no data transmission over the internet or other network can be guaranteed to be 100% secure. As a result, while we strive to protect information transmitted on or through the Site or Services, we cannot and do not guarantee the security of any information you transmit on or through the Site or Services, and you do so at your own risk.
12. Children’s Privacy
The Site and Services are intended for users who are 13 years old or older. We do not knowingly collect Personal Information from children under the age of 13. If we become aware that we have inadvertently received Personal Information from a child under the age of 13, we will delete such information from our records. California users under the age of 18 may request the removal of their content or information publically posted on the Site or Services by e-mailing us at firstname.lastname@example.org. Please note that most of the user content that appears on our Site or Services is stored and controlled by third party providers; thus, complete and comprehensive removal of the content may not be possible.
13. Processing in the United States
Please be aware that your Personal Information and communications may be transferred to and maintained on servers or databases located outside your state, province, or country. If you are located outside of the United States, please be advised that we process and store all information in the United States. The laws in the United States may not be as protective of your privacy as those in your location. By using the Site or Services, you are agreeing to the collection, use, transfer, and disclosure of your Personal Information and communications will be governed by the applicable laws in the United States.
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
**Assumptions. You are purchasing a single family home and primary residence. Rate is fixed. Debt-to-income ratio is less than 41% and excellent credit. These assumptions are subject to change without notice.
*This mortgage calculator is for illustrative purposes only and is not a guarantee. The monthly payment illustration on this tool does not include amounts for property taxes, insurance premiums, homeowner’s association dues, or other factors that potentially could affect your monthly payment. Therefore, your actual monthly payment will be higher. Interest rates change frequently and without notice. Financing availability and terms will depend on your situation.